A Georgia measure that takes effect Tuesday will guarantee that parents can purchase health care insurance for their children, even if the adults themselves don't have their own policy.
The "Child Only" program, approved by the Georgia Legislature, begins with open enrollment from Jan. 1 through Jan. 31, with coverage becoming available starting March 1, according to the Georgia Department of Insurance.
"To guarantee that children get the quality medical care they need, I encourage parents and guardians with uninsured children to consider purchasing this coverage," Insurance Commissioner Ralph Hudgens said in a statement.
The final rules for the program were signed this week by Hudgens. They require all insurance companies that sell health care policies in Georgia to offer coverage to children ages 19 and under, even if the kids have a pre-existing condition.
The pre-existing condition clause is something that President Obama's health-care overhaul requires anyway, with a $63-per-person fee beginning in 2014 to fund the requirement. That fee currently is scheduled to phase out over three years unless Congress renews it.
The Georgia plan is aimed at giving parents who are unemployed or have lost their job the opportunity to maintain coverage for their children.
The Georgia Department of Insurance advises parents and guardians interested in buying the coverage to contact a health care insurance agent in their area. Those with more questions can contact the department 8 a.m.-5 p.m. Monday through Friday at 1-800-656-2298.
Source: http://www.ledger-enquirer.com/2012/12/27/2325601/georgias-child-only-health-insurance.html
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